Terms of Use
Last updated: July 21, 2026
By accessing www.income.ph ("the Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
1. Nature of content
All content on the Site is provided for general informational and educational purposes only. It is not financial, investment, tax, legal, or professional advice, and it does not consider your personal circumstances. See our Disclaimer, which forms part of these terms.
2. Permitted use
You may access and read the Site for personal, non-commercial use. You may share links to our pages. You may not republish, scrape at scale for commercial republication, or resell our content without written permission from support@income.ph.
3. Intellectual property
The content, design, and branding of Income.ph are owned by us or our licensors. Third-party trademarks mentioned (e.g., Pag-IBIG, GCash, Shopee, Coins.ph) belong to their respective owners; references are for informational purposes and imply no affiliation or endorsement.
4. Accuracy and availability
We work to keep content accurate and current, but rates, program rules, fees, and laws change. The Site is provided "as is" without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We may modify or discontinue any part of the Site at any time.
5. Third-party links and services
The Site references and may link to third-party platforms and institutions. We are not responsible for their content, terms, availability, or your dealings with them.
6. Limitation of liability
To the fullest extent permitted by Philippine law, Income.ph and its contributors shall not be liable for any loss or damage — including financial losses, lost profits, or investment losses — arising from your use of, or reliance on, the Site or its content. You are solely responsible for your financial decisions.
7. Indemnification
You agree to hold Income.ph harmless from claims arising out of your misuse of the Site or violation of these terms.
8. Governing law
These terms are governed by the laws of the Republic of the Philippines. Any disputes shall be subject to the exclusive jurisdiction of the proper courts of the Philippines.
9. Changes
We may revise these terms at any time; continued use of the Site after changes constitutes acceptance. Questions: support@income.ph.
This article is for general information only and is not financial, investment, tax, or legal advice. Rates, fees, and program rules change — always verify with the official provider before making decisions. Full disclaimer.