Editorial Policy
This policy explains how content on Income.ph is produced and maintained.
Accuracy and sourcing
We base factual claims — rates, program rules, fees, taxes — on official primary sources: the Pag-IBIG Fund, BSP, SEC, BIR, PDIC, PSE, and the providers themselves. Where figures change frequently (bank interest rates, dividend declarations), we state the historical range, tell readers to verify the current figure with the official source, and avoid presenting snapshots as permanent.
Dates and updates
Every article displays a "last updated" date. We review high-impact pages (MP2 rates, bank comparisons, tax rules) when official announcements are made, and the rest of the library on a rolling basis. Outdated material is corrected or clearly marked.
Independence
Our editorial opinions are not for sale. We do not accept payment to recommend financial products, and no company can pay to change a review's conclusion. If we ever use affiliate links, they will be disclosed on the page, and they will never determine what we recommend.
Risk disclosure
We commit to stating the risks and downsides of every product or strategy we cover with the same prominence as the benefits. Content that promises guaranteed returns will never appear on this site.
Corrections
Errors are corrected as quickly as possible once verified. To report one, email support@income.ph with the article URL and the issue — corrections are prioritized over all other editorial work.
Not financial advice
All content is general information for educational purposes, not personalized advice. See the full disclaimer.
This article is for general information only and is not financial, investment, tax, or legal advice. Rates, fees, and program rules change — always verify with the official provider before making decisions. Full disclaimer.